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Conflict of Interest Policy

Insurance Distribution Directive or “IDD”); and • Articles 2 of the Commission Delegated Regulation (EU) 2021/1257 of 21 April 2012 amending Delegated Regulation (EU) 2017/2358 and (EU) 2017/2359 as regards the integration of sustainability factors... the duties properly may be compromised; x. Duly recording the nature of the conflict of interest; xi. Applying the rules set in the Anti-Bribery and Corruption Policy, especially in regards to the gifts & hospitality. 5.1.3 If the organisational or

2025 SFCR Report

individuals. The product offering for private individuals was based on a cooperation agreement with AFER Europe (with regard to Integrale Perspective Immo, liquidated in 2024), and with Test Achats (with regard to Integrale Perspective Test Achats

2024 SFCR Report

Monument Assurance Belgium Solvency and Financial Condition Report at 31 December 2024 8 April 2025 MoMonumnumeennt Gt Grrooup:up: P PUUBBLILICC Table of Contents Samenvatting ............................................................................................................................... 5 Executive Summary .................................................................................................................... 13 A. Business and Performance ............................

2022 SFCR Report

Monument Assurance Belgium Solvency and Financial Condition Report at 31 December 2022 8 April 2023 MMononuumentment GrGroouupp:: PUBPUBLICLIC Table of Contents Samenvatting............................................................................................................................. 4 Executive Summary .................................................................................................................. 12 A. Business and Performance ...................................

2021 SFCR Report

was based on a cooperation agreement with AFER Europe (with regard to Integral Perspective Immo), and with Test Achats (with regard to Integral Perspective Test Achats). Additionally, an asset portfolio was also included in the transaction, consisting... 2 days a week post-Covid. The Work From Home Policy adheres to government measures in regard to telework. ▪ On 1 April 2021, MAB effected the transfer of the branch 21 and 22 life insurance portfolio from Allianz Benelux SA. This acquisition relates

2023 SFCR Report

Monument Assurance Belgium Solvency and Financial Condition Report at 31 December 2023 8 April 2024 MMononuumentment GrGroouupp:: PUBPUBLICLIC Table of Contents Samenvatting............................................................................................................................. 5 Executive Summary .................................................................................................................. 13 A. Business and Performance ...................................