principles

Monument Assurance Belgium (“MAB”) Information on ESG Monument Group: PUBLIC ▪ Introduction As the world faces increasing environmental, social and governance (ESG) challenges, the role of insurance companies has become essential. ESG principles... ethical conduct. Adopting strong governance practices not only protects the reputation of insurance companies, but also builds the confidence of customers, investors and regulators. The integration of ESG principles into the core business of insurance

........................................................................................................... 7 Policy Principles and Requirements ...................................................................................... 8 Management of Conflicts of Interest... and other third parties is in accordance with ethical principles and we do not abuse our position to seek to gain unfair or unethical advantage. 1.1.2 The National Bank of Belgium’s (“NBB”) overarching Corporate Governance Circular for insurance

engenders liquidity issues for several Belgian promotors and, in some case, incapacity to reimburse loans arrived to maturity. In accordance with BGAAP principles, MAB has booked value reduction on non-performing loans. In some cases, this results in the... Company is committed to complying with the Solvency II principles . A. Business and Performance A.1 Business A.1 (a) Name and legal form Monument Re completed its acquisition of ABN AMRO Life Capital Belgium NV (“AALCB”) on 28 March 2018, at which

. Overall, the Company ended the year with a SCR ratio of 320% net of Intra Group Reinsurance. Furthermore, the Company is committed to complying with the Solvency II principles. 19 Business and Performance A.1. Business A.1 (a) Name and legal form.... De Onderneming blijft zich bovendien volledig inzetten voor de naleving van de Solvency II-principes. 11 Executive Summary Introduction and Purpose This is the Solvency and Financial Condition Report (“SFCR”) for Monument Assurance Belgium (“MAB” or

. Overall, the Company is committed to adhere to the Solvency II principles to ensure global compliance. Solvency and Financial Condition Report 31 December 2023 Page 19 of 93 Monument Group: PUBLIC A. Business and Performance A.1 Business A.1...-principes voldoen om wereldwijde naleving te garanderen. Solvency and Financial Condition Report 31 December 2023 Page 12 of 93 Monument Group: PUBLIC Executive Summary Introduction and Purpose This is the Solvency and Financial Condition Report (“SFCR

its system of governance. For instance, the establishment of additional specialized committees will be assessed in accordance with Article 52 of the Solvency II Law in 2023. Overall, the Company is committed to adhere to the Solvency II principles... toegewijd om aan de Solvabiliteit II-principes voldoen om wereldwijde naleving te garanderen. st Solvency and Financial Condition Report 31 December 2022 Page 11 of 93 Monument Group: PUBLIC Executive Summary Introduction and Purpose This is the Solvency

2021 the Company has continued to strengthen its system of governance and ensured that an appropriate risk management framework is in place. Overall, the Company is committed to adhere to the Solvency II principles to ensure global compliance. st... het geheel genomen heeft de Onderneming zich ertoe verbonden de Solvabiliteit-II-principes na te leven om ervoor te zorgen dat wereldwijd aan de regels wordt voldaan. st Solvency and Financial Condition Report 31 December 2021 Page 10 of 77 Monument