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Conflict of Interest Policy

Monument, a client or a vendor, when said staff member/director deals with individuals who are family members or close personal relationships in the course of conducting business for or on behalf of Monument, as these dealings may compromise or otherwise call into question the employee’s/director’s judgment, ability to act objectively or properly discharge their duties and responsibilities owed to Monument and/or clients, or otherwise give rise to the risk of reputational damage to Monument, including

privacy-notice-belgium-en-2026.pdf

. • Companies involved in a corporate transaction with us. If we acquire insurance portfolios or other companies, or sell some or all of our assets, merge with or are acquired by another entity, or otherwise restructure our business, including through

2025 SFCR Report

the Law of 13 March 2016 on the statute and supervision of insurance or reinsurance undertakings (“Solvency II Law”). This report quotes all nominal amounts in thousands of euro (€ ’000), unless otherwise stated, as per Article 2 of ITS 2015/2452

2024 SFCR Report

supervision of insurance or reinsurance undertakings (“Solvency II Law”). This report quotes all nominal amounts in thousands of euro (€ ’000), unless otherwise stated, as per Article 2 of ITS 2015/2452. Business Information Monument Re Ltd (“Monument Re

2023 SFCR Report

Regulation”) and Articles 95 and 96 of the Law of 13 March 2016 on the statute and supervision of insurance or reinsurance undertakings (“Solvency II Law”). This report quotes all nominal amounts in thousands of euro (€ ’000), unless otherwise stated

2022 SFCR Report

of euro (€ ’000), unless otherwise stated, as per Article 2 of ITS 2015/2452. Business Information Monument Re Ltd (“Monument Re”) completed the acquisition of ABN AMRO Life Capital Belgium NV (“AALCB”) on 28 March 2018, at which time the Company was

2021 SFCR Report

undertakings (“Solvency II Act”). This report quotes all nominal amounts in thousands of euro (€ ’000), unless otherwise stated, as per Article 2 of ITS 2015/2452. Business Information Monument Re Ltd (“Monument Re”) completed the acquisition of ABN AMRO