negative

information regarding MAB’s sustainability policies and negative sustainability impacts, required under Articles 3 and 4 of the SFDR, supplemented by Commission Delegated Regulation (EU) 2022/1288 of European Commission of April 6, 2022. As sustainability... by an investment adviser. ▪ Negative impact of investment decisions on sustainability factors - Article 4 SFDR Although MAB attaches great importance to sustainability, MAB does not take into account the main negative consequences of investment

/or negative consequences for the Company;  Delays occur in processing customer requests which could benefit the servicing company at the expense of the customer e.g. delay claim payments to maximise profit;  Complaints compensation paid to customers

from the rising interest rate environment. As such downward pressure on transaction price remains important with negative impact on transaction volumes and value reductions in accounting. The liability portfolio performed overall in line with... transactieprijzen aanzienlijk, met een negatieve impact op zowel transactievolumes als boekhoudkundige waarderingen. De verplichtingenportefeuille presteerde globaal in lijn met de verwachtingen. Hoewel de druk op het bedrijfssegment hoog bleef, was het

the real-estate market continues to suffer from the revision of the financing rate. Downward pressure on transaction price remains important with negative impact on transaction volumes. Solvency and Financial Condition Report 31 December 2023 Page 16... onder de herziening van de financieringstarieven. De neerwaartse druk op de transactieprijzen blijft groot, met negatieve gevolgen voor de transactievolumes. Ondanks de blootstelling aan vastgoed en de bijkomende waardeverminderingen van Monument Immo

, inflationary pressures, real-estate and equity market downturns. ▪ Thanks to disciplined financial hedging strategies and the IGR, the economic own funds of Monument were not negatively affected. ▪ In accordance with its risk appetite and investment strategy