integration

ethical conduct. Adopting strong governance practices not only protects the reputation of insurance companies, but also builds the confidence of customers, investors and regulators. The integration of ESG principles into the core business of insurance... strengthen the protection of end-investors and improve the transparency of the information provided to them with regard to the integration of sustainability risks into investment decision-making and advisory processes. This ESG briefing provides

risk and solvency assessment ..................... 45 B.3 (a) Description of risk management system (strategies, processes and reporting procedures) 45 B.3 (b) Implementation and integration of the risk management system into the organization

staff into Monument. Provided that the portfolio was officially acquired on 15 December 2021, the integration will be a primary attention point in 2022; and, ▪ The Work from Home Policy was applicable over 2021 in order to guarantee business continuity

Insurance Distribution Directive or “IDD”); and • Articles 2 of the Commission Delegated Regulation (EU) 2021/1257 of 21 April 2012 amending Delegated Regulation (EU) 2017/2358 and (EU) 2017/2359 as regards the integration of sustainability factors.........................................................................................21 Monument Group: INTERNAL 3 Introduction 1.1 Context 1.1.1 We expect our business activities to be conducted honestly, with integrity, and in good faith. We also expect that any interaction with our customers

€ 15,549k). The main challenges for the Company from an operational perspective over the period 2023-2025 were the migration and integration of (i) the Federale Portfolio and (ii) the Contassur Portfolio and the preparations for the implementation of the

Monument Assurance Belgium Solvency and Financial Condition Report at 31 December 2022 8 April 2023 MMononuumentment GrGroouupp:: PUBPUBLICLIC Table of Contents Samenvatting............................................................................................................................. 4 Executive Summary .................................................................................................................. 12 A. Business and Performance ...................................

B.3 Risk management system including the own risk and solvency assessment ..................... 45 B.3 (a) Description of risk management system (strategies, processes and reporting procedures) 45 B.3 (b) Implementation and integration of the risk