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staff into Monument. Provided that the portfolio was officially acquired on 15 December 2021, the integration will be a primary attention point in 2022; and, ▪ The Work from Home Policy was applicable over 2021 in order to guarantee business continuity... service provider, have been teleworking due to the Covid-19 pandemic. It is worth noting that this did not have an impact on MAB's operations over 2020 and 2021. MAB introduced a structural Work From Home Policy, where staff should go to the office

Monument Assurance Belgium Solvency and Financial Condition Report at 31 December 2022 8 April 2023 MMononuumentment GrGroouupp:: PUBPUBLICLIC Table of Contents Samenvatting............................................................................................................................. 4 Executive Summary .................................................................................................................. 12 A. Business and Performance ...................................