have

When a life insurance policy is subject to capital gains tax, the tax is due as soon as a capital gain is realized upon surrender or upon the payment of the death benefit at the end of the policy term.If the policy is paid out following the death of the insured, the beneficiaries under the death benefit clause do not have to pay any capital gains tax on the realized gains. It goes without saying, however, that inheritance tax may still be due in accordance with applicable law.

may save and process your data, as well as the message itself and the metadata provided we have a legal basis to do so. • Procurement and management of insurance policies When we acquire new business portfolios, we get new contracts. This means that... expenses, report hospitalization, enter personal data via our websites). • Collection by third parties We collect personal data about you from third parties such as persons you have authorized (e.g. insurance intermediaries, your lawyer, your notary and our

sites from which you accept cookies. Browsers for mobile devices generally offer fewer personalisation options than those for computers. Note: if you make any changes, please be aware that these will have no effect on any cookies that may have been

sites from which you accept cookies. Browsers for mobile devices generally offer fewer personalisation options than those for computers. Note: if you make any changes, please be aware that these will have no effect on any cookies that may have been

, Monument may be subject to regulatory censure or fines or both as a consequence of failing to have appropriate systems and controls in place to provide adequate management of any conflict of interest. 1.1.5 Conflicts of interest may arise in the... this document is to set out a policy for the identification, avoidance, mitigation, and management of conflicts of interest and how to report them. 1.2.2 In the course of business, Monument directors and staff may have the opportunity to advance

significant risks to communities and businesses around the world. Insurance companies, with their expertise in risk management, have a unique opportunity to contribute to environmental sustainability. ▪ Impact social : ESG considerations go beyond the... integration of sustainable development risks into investment decision- making and advisory processes. The European SFDR Regulation defines sustainability risk as an environmental, social or governance event or condition that, if it occurs, could have

. ▪ The Management Committee is supported by the extended MC and Management team. The day-to-day management of the business delegated to the Management Committee (the “MC”). All independent control functions have, aside from the actuarial function... established track-record of acquiring life insurance portfolios across Europe. Since incorporation, multiple transactions have been signed. These transactions support the Company’s strategy to build and grow the Ireland, Benelux and Crown Territories platforms

(the “MC”). All independent control functions have, aside from the actuarial function, been insourced within the Monument Re Group. The Management Committee is committed to continue to strengthen the system of governance within MAB. In 2022, a local.... Monument Re has an established track-record of acquiring life insurance portfolios across Europe. Since incorporation, twenty-four (24) transactions have been signed. These transactions support the Company’s strategy to build and grow the Ireland

............................................................. 22 A.1 (f) Material lines of business and material geographical areas ........................................... 23 A.1 (g) Significant business or other events which have occurred over the... “personne-relais” for the actuarial function holder, and the high responsible for AML, thus strengthening the second line of defence. Furthermore, a new Compliance Officer started as of 1 January 2023. ▪ Two non-executive directors have left the Company

of the Group .............................................................. 22 A.1 (f) Material lines of business and material geographical areas ............................................ 24 A.1 (g) Significant business or other events which have... inability to repay loans that have reached their maturity date. As a result, MAB has had to recognise a number of impairments on loans in 2024, in accordance with BGAAP standards. The real-estate participation of MAB in 2024, Monument Immo Management

Commission. Monument Re has an established track-record of acquiring life insurance portfolios across Europe. Since incorporation, multiple transactions have been signed. These transactions support the Company’s strategy to build and grow the Ireland... an insurance intermediary. 23 Significant Events Significant events can be found below in Section A.1 (g) Significant business or other events which have occurred over the reporting period. A.1 (f) Material lines of business and material geographical