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A 10% tax applies to capital gains realized upon surrender or maturity of certain life insurance policies. More specifically, the following policies are affected: Branch 21 savings insurance: for which the eight-year term has expired with death benefit coverage of at least 130% of the premiums paid Branch 23 investment insurance policies Investment insurance policies combining Branch 21 and Branch 23, also known as Branch 44. If a Branch 21 or 26 policy (capitalization transaction) is subject

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visits ("permanent cookie"). Cookies may be placed by the server of the website you are visiting or by partners with which this website collaborates. A website's server can only read the cookies it has placed itself; it has no access to any other... has been stored on your device. Duration: 1 year 2 FlexoCMS.SID Storage of the session identifier. This is used to recognise your browser when you visit the website. Duration: 1 year RequestVerificationToken Storage of an anti-forgery token (to

Monument Assurance Belgium (“MAB”) Information on ESG Monument Group: PUBLIC ▪ Introduction As the world faces increasing environmental, social and governance (ESG) challenges, the role of insurance companies has become essential. ESG principles... companies has become a critical aspect of their long-term success. By embracing environmental responsibility, promoting social impact and implementing strong corporate governance practices, insurers can contribute to a more sustainable and resilient

number 0478.291.162 and is licensed by the National Bank of Belgium (“NBB”) to offer branch 21, branch 22, branch 23 and branch 26 life policies, and branch 1a non-life policies. MAB has not underwritten new business since 2012 and can thus be... management of life insurance, it was decided to cancel these policies in line with the conditions of Article 85 of the Insurance Act of 4 April 2014 as well as Article 7 of the General Terms and Conditions (Contract Duration). MAB has no intention to

non-life policies. MAB has not underwritten new business since 2012 and can thus be considered a closed book company. The Company was originally authorized in 2002 to carry out life insurance activity, whether or not linked to investment funds, with... General Terms and Conditions (Contract Duration). MAB has no intention to underwrite these insurances in the future. In addition, the Company uses a dedicated intra-group service company to support the administration of the Belgian business. The main

life policies, and branch 1a non-life policies. MAB has not underwritten new business since 2012 and can thus be considered a closed book company. The Company was originally authorized in 2002 to carry out life insurance activity, whether or not... 2014 as well as Article 7 of the General Terms and Conditions (Contract Duration). MAB has no intention to underwrite these insurances in the future. In addition, the Company uses dedicated intra-group service companies to support the administration of

Bank of Belgium (“NBB”) to offer branch 21, branch 22, branch 23 and branch 26 life policies. MAB has not underwritten new business since 2012 and can thus be considered a closed book company. The Company was originally authorized in 2002 to carry... life insurance portfolio from Allianz Benelux SA. A temporarily outsourcing agreement has been concluded with Allianz Benelux SA, regarding the policy administration of this portfolio. This acquisition relates to a closed-book portfolio of classical

insurance company incorporated in Belgium under registered number 0478.291.162 and is licensed by the National Bank of Belgium (“NBB”) to offer branch 21, branch 22, branch 23 and branch 26 life policies, and branch 1a non-life policies. MAB has not... (Contract Duration). MAB has no intention of underwriting these insurances in the future. In addition, the Company uses a dedicated intra-group service company to support the administration of the Belgian business. The main objective for establishing

Company’s and the Group’s strategy. 3.3 Compliance Officer Monument Group: INTERNAL 7 3.3.1 The Compliance Officer is responsible for: • ensuring that the Company has taken reasonable steps to prevent conflicts of interest from giving rise to material..., or are annually attesting to the knowledge that no change has occurred to a previous disclosure. Directors of the Board and members of the Management Committee shall fill in the Attestation Form annually and should additionally adhere to the

on request by contacting us (see section 10 of this notice). 7 HOW WE PROTECT AND SECURE YOUR DATA Monument Assurance Belgium has implemented technological and operational security procedures designed to protect your personal data from loss