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de Algemene Voorwaarden (Contractduur). MAB is niet van plan om deze verzekeringen in de toekomst te onderschrijven. st Solvency and Financial Condition Report 31 December 2022 Page 4 of 93 Monument Group: PUBLIC Daarnaast maakt de Onderneming... activiteiten en entiteiten binnen de Monument Re Group en tegelijkertijd schaalvoordelen te behalen binnen de Belgische activiteiten. De uitbesteding stelt het bedrijf in staat om optimaal gebruik te maken van middelen en de operationele efficiëntie

Monument Assurance Belgium Solvency and Financial Condition Report st at 31 December 2021 30 March 2022 Monument Group: PUBLIC Table of Contents Samenvatting... .............................................................................................. 68 E. Capital Management ..................................................................................................... 68 st Solvency and Financial Condition Report 31 December 2021 Page 2 of 60 Monument Group: PUBLIC E.1 Own funds

to withholding tax on interest income, no capital gains tax will apply. This capital gains tax does not apply to second- and third-pillar insurance contracts (group insurance, individual pension commitments, CPTI, PLCI, pension savings insurance, and

auditors ......................................................... 21 A.1 (d) Holders of qualifying holdings in the undertaking .......................................................... 21 A.1 (e) Position within the legal structure of the Group... structure and decision-making processes .................................................................................. 48 Solvency and Financial Condition Report 31 December 2023 Page 2 of 93 Monument Group: PUBLIC B.3 (c) Own Risk and Solvency

of the Group .............................................................. 22 A.1 (f) Material lines of business and material geographical areas ............................................ 24 A.1 (g) Significant business or other events which have... management system into the organization structure and decision-making processes ................................................................................... 47 Solvency and Financial Condition Report 31 December 2024 Page 2 of 60 Monument Group

Monument Assurance Belgium (“MAB”) Information on ESG Monument Group: PUBLIC ▪ Introduction As the world faces increasing environmental, social and governance (ESG) challenges, the role of insurance companies has become essential. ESG principles... investment. 2 Monument Group: PUBLIC 1. General Statement & Company’s profile ▪ Our activities Monument Assurance Belgium (MAB) is a Belgian life insurance company regulated by the National Bank of Belgium, active since 2018. MAB is positioned as the

Mandates MAB Version 4.0 approved on 27 September 2023 Policy was updated to take into account ESG factors and the Group Policy V7.0 MAB Version 4.1 as of 08 December 2023 Policy was updated to include the latest External Mandates Review History and... Version 5.3 as of 09 December 2025 Policy was updated to include the latest External Mandates Monument Group: INTERNAL 2 Authorised Date 21 March 2025 Authoriser Board of Directors Policy Effective Date 21 March 2025 Table of Contents Table of

.......................................................................... 83 Solvency and Financial Condition Report 31 December 2025 Page 2 of 60 Monument Group: PUBLIC Samenvatting Inleiding en doel Dit is het Solvency and Financial Condition Report ("SFCR") voor Monument Assurance Belgium... de oprichting van het dienstverleningsbedrijf is om personeel flexibel inzetbaar te maken binnen alle activiteiten en entiteiten van de Monument Re Group, en tegelijk schaalvoordelen te realiseren binnen de Belgische operaties. Deze uitbesteding stelt

en de echtgenoten van die kinderen of de personen die als gelijkwaardig met de echtgenoot worden aangemerkt; • de ouders. Monument Group: CONFIDENTIAL C. Personen bekend als naaste geassocieerden van een politiek prominente persoon Onder personen bekend..., rijbewijs Monument Group: CONFIDENTIAL

cameras in and around our premises; - to establish, exercise, defend and protect the rights of the Monument Group entities or those of persons we may represent (e.g. in litigation) and to gather evidence; - investigate any complaints received from... SHARE YOUR PERSONAL DATA In addition to our employees and advisors, we may disclose your personal data to other Monument Group entities, third party suppliers, service providers and business partners, law enforcement and other government agencies

Monument Group: CONFIDENTIAL En vigueur 18/12/2024 | www.monumentassurance.be Monument Group: CONFIDENTIAL RÈGLEMENT DE GESTION DU FONDS D’INVESTISSEMENT BRANCHE 23 Perspective – Test-Achats Table des matières Contents 1. DESCRIPTION GENERALE... ................................................................................................................................................................................................................... 9 Monument Group: CONFIDENTIAL RÈGLEMENT DE GESTION DU FONDS D’INVESTISSEMENT BRANCHE 23 Perspective – Test-Achats 1

en tak 1a ongevallen (behalve Banque ING 340-1606282-97 IBAN BE54 3401 6062 8297 BIC/SWIFT BBRUBEBB Arbeidsongevallen en beroepsziekten). RPM Bruxelles n° 0478.291.162 www.monumentassurance.be Monument Group: CONFIDENTIAL 18/12/2024 | www.monumentassurance.be Monument Group: CONFIDENTIAL BEHEERSREGLEMENT VAN HET BELEGGINGSFONDS TAK 23 Perspective – Test-Aankoop Inhoudsopgave 1. ALGEMENE BESCHRIJVING

Monument Group: CONFIDENTIAL En vigueur 18/12/2024 | www.monumentassurance.be Monument Group: CONFIDENTIAL RÈGLEMENT DE GESTION DU FONDS D’INVESTISSEMENT BRANCHE 23 Perspective – Test-Achats Table des matières Contents 1. DESCRIPTION GENERALE... ................................................................................................................................................................................................................... 9 Monument Group: CONFIDENTIAL RÈGLEMENT DE GESTION DU FONDS D’INVESTISSEMENT BRANCHE 23 Perspective – Test-Achats 1

met ons omgaan, inclusief het waarborgen van de gezondheid en veiligheid van alle personen op ons terrein, bijvoorbeeld door middel van beveiligingscamera's in en rond ons terrein; - om de rechten van de Monument Group-entiteiten of die van personen