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Who is liable for capital gains tax?
This 10% capital gains tax applies to natural persons with a tax residence in Belgium and non-profit associations and foundations with the exception of those that are being recognised as tax deductible for gifts. Natural persons with a tax residence outside Belgium and legal entities (such as companies that are subject to corporate income tax) are exempt from capital gains tax.
Is it possible to qualify for a capital gains tax exemption?
There is a basic annual exemption of €10,000 per taxpayer on the total capital gains realized during a single year. This amount is adjusted annually.Taxpayers who do not use the exemption may carry forward a maximum of 1,000 euros to the following year for up to 5 years, up to a total of 15,000 euros.
Information on ESG
sector “SFDR”) has been adopted within the European Union in November 2019 and entered into force for the first time on March 10, 2021. It introduces new rules on published information sustainable investments and sustainability risks. SFDR aims to... independent control functions. The governance system includes requirements relating to the suitability and probity, remuneration practices and outsourcing activities. The board of directors has the widest powers to perform all acts necessary or useful for
How do you let us know your choice?
Whenever you request a cash surrender, the insurance company will send you a settlement form on which you can indicate your choice.This choice is valid for the entire tax year. Any revocation will take effect only for the following year.
How is capital gains tax collected?
There are two ways to collect capital gains tax. The standard method is withholding tax (opt-in). The standard method provided for by law is withholding at source. This means that the insurance company automatically withholds the tax when the lump...). If you choose this option, you must report the capital gains received on your tax return. In this case, you must notify your insurance company, which will not withhold the tax when the principal is paid out. For both options, the insurance company
formulaire-rachat-fr-avi-be-br23.pdf
FORMULAIRE DE RACHAT (à renvoyer à Monument Assurance Belgium Boîte Postale 80200 - B-1070 Anderlecht ou par mail à avi.be@monumentinsurance.com) (3) Liquidation en date de la prochaine VNI, par suite d’anticipation totale / partielle à concurrence... extra-légale repris sous rubrique. La liquidation se fera sous forme de capital. Le paiement du capital dégagera l’assureur de toute obligation relative aux primes d’assurance déjà versées. (4) déclare être une personne politiquement exposée (voir note
Formulaire de rachat
FORMULAIRE DE RACHAT (à renvoyer à Monument Assurance Belgium Boîte Postale 80200 - B-1070 Anderlecht ou par mail à avi.be@monumentinsurance.com) (3) Liquidation en date de la prochaine VNI, par suite d’anticipation totale / partielle à concurrence... extra-légale repris sous rubrique. La liquidation se fera sous forme de capital. Le paiement du capital dégagera l’assureur de toute obligation relative aux primes d’assurance déjà versées. (4) déclare être une personne politiquement exposée (voir note
Vereffeningsformulier.pdf
VEREFFENINGSFORMULIER (terug te sturen naar Monument Assurance Belgium Boîte Postale 80200 - B-1070 Anderlecht of naar avi.be@monumentinsurance.com) Vereffening op datum: waardering na ontvangst van het volledige dossier. (3) Ten gevolge van vervroegde afkoop / vervroegde afkoop ten belope van……………………………. EUR Contractnr: …………… Verzekeringsnemer: …….. …………. Begunstigde: Verzekeringsnemer In te vullen (1) (2) Ik ondergetekende Naam
Formulaire de rachat.pdf
FORMULAIRE DE RACHAT (à renvoyer à Monument Assurance Belgium Boîte Postale 80200 - B-1070 Anderlecht ou par mail à avi.be@monumentinsurance.com) (3) Liquidation en date de la prochaine VNI, par suite d’anticipation totale / partielle à concurrence... extra-légale repris sous rubrique. La liquidation se fera sous forme de capital. Le paiement du capital dégagera l’assureur de toute obligation relative aux primes d’assurance déjà versées. (4) déclare être une personne politiquement exposée (voir note
How and at what rate is the capital gains tax calculated?
The capital gains tax rate is 10%. Capital gains tax applies only to capital gains realized on or after January 1, 2026. Capital gains accrued before that date are exempt. For contracts entered into on or after January 1, 2026, the taxable capital gain is the positive difference between the paid-out capital and the total amount of premiums paid. For contracts entered into before January 1, 2026, the reserve as of December 31, 2025 (the “snapshot date”) serves as the reference value. In this
privacy-notice-belgium-en-2026.pdf
regulations before engaging in such further processing. We do not sell or intend to sell your personal data. For more information about your privacy rights, see section 9, "Your individual privacy rights", of this notice. Please note that in certain... processes your personal data and the third parties that do so on its behalf. For the purposes of this notice, personal data includes any information relating to a natural person who can be identified, directly or indirectly, on the basis of data or
MAB Cookie Notice 2026 EN.pdf
website. Below you will find more information on the settings for the most common browsers. All of them allow you to manage the cookies that are installed on your computer or device. You can block or authorise these cookies, or indicate the specific... installed on your computer before the changes were made. You will therefore need to delete them specifically. 4 Detailed list of cookies that may be used on this site Monument Assurance Belgium websites use essential and functional cookies: files that
mab-cookie-notice-2026-en.pdf
website. Below you will find more information on the settings for the most common browsers. All of them allow you to manage the cookies that are installed on your computer or device. You can block or authorise these cookies, or indicate the specific... installed on your computer before the changes were made. You will therefore need to delete them specifically. 4 Detailed list of cookies that may be used on this site Monument Assurance Belgium websites use essential and functional cookies: files that
2023 SFCR Report
....................................................................................................... 64 C.7 Other Relevant Information ........................................................................................... 67 D. Valuation for Solvency Purposes... incorporated in March 2018 and MAB became a subsidiary of Bridge in October 2018. Performance The current accounting year end date of the Company is 31 December. This report is for the year ended 31 December 2023 with prior year comparatives for the 12-month
2024 SFCR Report
methods for valuation ................................................................................... 75 D.5 Any other material information ....................................................................................... 75 E. Capital... ....................................................................................................................... 75 E.1 (a) Objectives, policies and processes for managing Own Funds ............................................ 75 E.1 (b) Information on Own Funds by Tier and the amount eligible to cover the Solvency Capital Requirement (SCR) and Minimum Capital
2025 SFCR Report
. Bridge Strategic Holdings Limited (“Bridge”) was incorporated in March 2018 and MAB became a subsidiary of Bridge in October 2018. 14 Performance The current accounting year end date of the Company is 31 December 2025. This report is for the year... a release of deferred income provision and investment income. The Company’s results for the period are shown below in Section A. Business and Performance. The business reported an underwriting loss for the reporting period of € 16,532k (2024: a loss of
2022 SFCR Report
for the Company from an operational perspective during 2022: ▪ In life retail, the Company continued to perform and run-off in line with expectations and economic performance metrics continue to report as anticipated. ▪ In collective life (Integrale... ............................................................................................................... 73 D.4 Alternative methods for valuation ................................................................................... 74 D.5 Any other material information
2021 SFCR Report
Company continued to perform and run-off in line with expectations. Performance metrics continue to report as anticipated. st Solvency and Financial Condition Report 31 December 2021 Page 14 of 77 Monument Group: PUBLIC The main challenges for the... during the COVID-19 period. The Company’s results for the period are shown below in Section A. Business and Performance. The operational performance and run-off of the portfolio continued to perform in line with projection, and the business reported
Conflict of Interest Policy
Compliance Officer with the supporting rationale. In addition, reference is made to the provisions under Section 5.3. Monument Group: INTERNAL 6 2.2.2 Any breaches of this Policy must be reported to the Compliance Officer for the performance of their... disclose any known or potential conflicts of interest as soon as they arise to the Compliance Officer. 5.3.2 The Conflicts of Interest Attestation Form (see Appendix 2), is for staff who wish to report a new conflict, the removal or change in conflict