investment strategy means that it has very few holdings in companies outside the Group. Monument Assurance Belgium is the majority shareholder in several unlisted companies that are part of the Monument Group. These are Monument Immo Management and the
expectations. Although pressure remains high on corporate business, the collective surrender phenomenon, observed in the post Integrale acquisition, or collective reduction phenomenon, due to rising interest rates, was limited and concentrated on a few names
the IGR. The liability portfolio performed overall in line with expectations. The collective surrender phenomenon observed in collective life (Integrale portfolio) was less visible in 2023 with collective departure concentrated on a few names and
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