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Conflict of Interest Policy

2020 on the NBB’s prudential expectations concerning the governance system in the insurance and reinsurance sector; • Articles 283 and 288 of the Belgian Insurance Law of 4 April 2014, which includes the transposition of Directive (EU) 2016/97 (the... regulatory requirements or expectations and control failures. 6.1.3 Instances of material conflicts or potential conflicts of interest set out under Section 5.2 are reported to the Compliance Officer by submitting Appendix 2. They are subsequently

2025 SFCR Report

expectations. Although pressure remains high on corporate business, the collective surrender phenomenon, observed in the post Integrale acquisition, or collective reduction phenomenon, due to rising interest rates, was limited and concentrated on a few names.../AALCB portfolio continued to perform and run off in line with expectations. The performance metrics continue to report as anticipated with no notable exceptions to report. The MAB/AALCB portfolio consists of four products, namely: Number of Group

2023 SFCR Report

the IGR. The liability portfolio performed overall in line with expectations. The collective surrender phenomenon observed in collective life (Integrale portfolio) was less visible in 2023 with collective departure concentrated on a few names and

2022 SFCR Report

for the Company from an operational perspective during 2022: ▪ In life retail, the Company continued to perform and run-off in line with expectations and economic performance metrics continue to report as anticipated. ▪ In collective life (Integrale... 22 of 93 Monument Group: PUBLIC The MAB/AALCB portfolio continued to perform and run off in line with expectations. The performance metrics continue to report as anticipated with no notable exceptions to report. The MAB/AALCB portfolio consists of

2021 SFCR Report

Company continued to perform and run-off in line with expectations. Performance metrics continue to report as anticipated. st Solvency and Financial Condition Report 31 December 2021 Page 14 of 77 Monument Group: PUBLIC The main challenges for the... in Spain, Germany and France. MAB Portfolio The MAB/AALCB portfolio continued to perform and run off in line with expectations. The performance metrics continue to report as anticipated with no notable exceptions to report. The MAB/AALCB portfolio

2024 SFCR Report

Monument Assurance Belgium Solvency and Financial Condition Report at 31 December 2024 8 April 2025 MoMonumnumeennt Gt Grrooup:up: P PUUBBLILICC Table of Contents Samenvatting ............................................................................................................................... 5 Executive Summary .................................................................................................................... 13 A. Business and Performance ............................