during

There is a basic annual exemption of €10,000 per taxpayer on the total capital gains realized during a single year. This amount is adjusted annually.Taxpayers who do not use the exemption may carry forward a maximum of 1,000 euros to the following year for up to 5 years, up to a total of 15,000 euros.

Cookies are small files that websites place on your computer's hard drive when you first visit them. The cookie contains a unique code that enables your browser to be recognised during your visit to the website ("session cookie") or during future repeated... used to remember that the login prompt (for example, via itsme®) has already been displayed during your session. It prevents you from being shown the same login prompt multiple times. The cookie is deleted at the end of your browsing session (or

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during the first semester of the year. In a context where the solvency ratio of Monument Re reduced near its target operating level, MAB has decided to partly de-risk its investment portfolio through a replacement of corporate bonds into govies. This

a proportion of the risk. This helps to drive risk diversification and capital and liquidity synergies at the group level. The IGR-Treaty was updated during 2021 to include coverage of the Beach Portfolio, on 30 March. A Quota Share Reinsurance agreement was... Company from an operational perspective during 2021: ▪ The acquisition of the Allianz portfolio, and the first-time administration of a mortgage book; ▪ The acquisition of the Integrale portfolio, and the preparation to integrate the former Integrale

-group reinsurance (“IGR”) to cede risks that can be reinsured to Monument Re, whilst retaining a proportion of the risk. This helps to drive risk diversification and capital and liquidity synergies at the group level. The IGR-Treaty was updated during... for the Company from an operational perspective during 2022: ▪ In life retail, the Company continued to perform and run-off in line with expectations and economic performance metrics continue to report as anticipated. ▪ In collective life (Integrale

and during the first semester of the year. The asset allocation further evolved in the course of 2025 with investments in a Structured note, Commercial Mortgage Loans and material bond rotations on Emerging Markets and hybrid bonds. This evolution is

Monument Assurance Belgium Solvency and Financial Condition Report at 31 December 2024 8 April 2025 MoMonumnumeennt Gt Grrooup:up: P PUUBBLILICC Table of Contents Samenvatting ............................................................................................................................... 5 Executive Summary .................................................................................................................... 13 A. Business and Performance ............................