december

BEHEERSREGLEMENT VAN HET BELEGGINGSFONDS TAK 23 Perspective – Test Aankoop MONUMENT ASSURANCE BELGIUM NV Onderneming toegelaten bij KB van 23/10/2002 Maatschappelijke zetel : Koning Albert II – Laan 19, – 1210 Brussel – België Onder codenummer 1644 voor tak 21 en tak 23, Postadres : Place St-Jacques 11 / 101 – 4000 Luik – België Levensverzekeringsverrichtingen, tak 22 verzekeringen in Tel : +32 4 232 44 11| +32 (0) 078 05 00 66 Verband met huwelijk en geboorte, tak 26 Kapitalisatieverrichtingen

The capital gains tax rate is 10%. Capital gains tax applies only to capital gains realized on or after January 1, 2026. Capital gains accrued before that date are exempt. For contracts entered into on or after January 1, 2026, the taxable capital gain is the positive difference between the paid-out capital and the total amount of premiums paid. For contracts entered into before January 1, 2026, the reserve as of December 31, 2025 (the “snapshot date”) serves as the reference value. In this

Monument Assurance Belgium Solvency and Financial Condition Report at 31 December 2022 8 April 2023 MMononuumentment GrGroouupp:: PUBPUBLICLIC Table of Contents Samenvatting... December 2022 Page 2 of 60 MMononuumentment GrGroouupp:: PUBPUBLICLIC E.1 Own funds ...................................................................................................................... 75 E.2 Solvency Capital Requirement (SCR) and

Monument Assurance Belgium Solvency and Financial Condition Report st at 31 December 2021 30 March 2022 Monument Group: PUBLIC Table of Contents Samenvatting... .............................................................................................. 68 E. Capital Management ..................................................................................................... 68 st Solvency and Financial Condition Report 31 December 2021 Page 2 of 60 Monument Group: PUBLIC E.1 Own funds

Monument Assurance Belgium Solvency and Financial Condition Report at 31 December 2024 8 April 2025 MoMonumnumeennt Gt Grrooup:up: P PUUBBLILICC Table of Contents Samenvatting... management system into the organization structure and decision-making processes ................................................................................... 47 Solvency and Financial Condition Report 31 December 2024 Page 2 of 60 Monument Group

Monument Assurance Belgium Solvency and Financial Condition Report at 31 December 2023 8 April 2024 MMononuumentment GrGroouupp:: PUBPUBLICLIC Table of Contents Samenvatting... structure and decision-making processes .................................................................................. 48 Solvency and Financial Condition Report 31 December 2023 Page 2 of 93 Monument Group: PUBLIC B.3 (c) Own Risk and Solvency

Monument Assurance Belgium Solvency and Financial Condition Report at 31 December 2025 8 April 2026 MMoonumnumeenntt G Grrooup:up: P PUUBBLLIICC Table of Contents Samenvatting... .......................................................................... 83 Solvency and Financial Condition Report 31 December 2025 Page 2 of 60 Monument Group: PUBLIC Samenvatting Inleiding en doel Dit is het Solvency and Financial Condition Report ("SFCR") voor Monument Assurance Belgium

Monument Assurance Belgium (“MAB”) Conflicts of Interest Policy V.5.3 Date: 21 March 2025 (Appendix 4 last updated 09 December 2025) info@monumentinsurance.be www.monumentregroup.com Monument Assurance Belgium RPR Brussel| RPR Brussels nr... reviewed and approved by the Board of Directors of MAB MAB Version 3.0 approved on 1 December 2022 Policy was reviewed and approved by the Board of Directors of MAB MAB Version 3.1 as of 27 June 2023 Policy was updated to include the latest External