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................................................................................................ 42 B.2 (a) Specific requirements concerning skills, knowledge and expertise ................................... 42 B.2 (b) Process for assessing fitness and propriety ...................................................................... 44... Condition Report 31 December 2024 Page 14 of 93 Monument Group: PUBLIC ▪ On 15 December 2021, MAB carried out the transfer of the branch 21 and 23 life insurance portfolio, and co-insurance contracts and the reinsurance contracts concerning those branches

concerning skills, knowledge and expertise .................................. 43 B.2 (b) Process for assessing fitness and propriety .................................................................... 44 B.3 Risk management system including the own... life insurance portfolio, and co-insurance contracts and the reinsurance contracts concerning those branches from Integrale NV (259,679 policies as at 31 December 2023) (the “Integrale Portfolio”). The policy administration was done by Monument

reinsurance contracts concerning those branches from st Solvency and Financial Condition Report 31 December 2021 Page 12 of 77 Monument Group: PUBLIC Integrale NV ("the "Integrale Portfolio"). The policy administration is done by Monument Assurance Belgium... portfolio, and co-insurance contracts and the reinsurance contracts concerning those branches from Integrale NV. The policy administration is done by MABS on the basis of an outsourcing agreement. ▪ Following the Allianz and Integrale transaction, MAB

2020 on the NBB’s prudential expectations concerning the governance system in the insurance and reinsurance sector; • Articles 283 and 288 of the Belgian Insurance Law of 4 April 2014, which includes the transposition of Directive (EU) 2016/97 (the

21 and 23 life insurance portfolios, and co-insurance contracts and the reinsurance contracts concerning those branches from Integrale NV (257,180 policies as at 31 December 2025) (the “Integrale Portfolio”). The policy administration was performed

-insurance contracts and the reinsurance contracts concerning those branches from Integrale NV ( 263,599 policies as at 31 December 2022) (the “Integrale Portfolio”). The policy administration was done by Monument Assurance Belgium Services SA (“MABS"), which