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This 10% capital gains tax applies to natural persons with a tax residence in Belgium and non-profit associations and foundations with the exception of those that are being recognised as tax deductible for gifts. Natural persons with a tax residence outside Belgium and legal entities (such as companies that are subject to corporate income tax) are exempt from capital gains tax.

Monument Assurance Belgium (“MAB”) Information on ESG Monument Group: PUBLIC ▪ Introduction As the world faces increasing environmental, social and governance (ESG) challenges, the role of insurance companies has become essential. ESG principles... significant risks to communities and businesses around the world. Insurance companies, with their expertise in risk management, have a unique opportunity to contribute to environmental sustainability. ▪ Impact social : ESG considerations go beyond the

identify the beneficiary(ies), your beneficiary(ies), by other companies when they are considering transferring (part of) their portfolios to Monument if this is necessary for the analysis prior to such acquisition or management in our systems. As part of the recruitment process, we collect personal data about you from third parties such as people you have authorised, recruitment or coaching companies. • Publicly available sources We may collect personal data from publicly available sources such

undertakings sets out minimum statutory requirements on how insurance companies should organise the governance of their institutions. It stipulates, among other things, that the objectives of such companies regarding the management of conflicts of... activities offered by the Company; • between different customers; • between the Company and its parent company, its subsidiary or other related companies, in the context of intra-group transactions. 1.2 Policy Purpose and Objectives 1.2.1 The purpose of

connection with investment funds (branch 23) and capitalization transactions (branch 26). In 2021 MAB was granted a license for birth and marriage insurance (branch 22). In addition, the Company uses dedicated intra-group service companies to support the administration of the Belgian business. The main objective for establishing the service companies is to enable staff to be deployed across all activities and entities within the Monument Re Group whilst achieving economies of scale within the

2014 as well as Article 7 of the General Terms and Conditions (Contract Duration). MAB has no intention to underwrite these insurances in the future. In addition, the Company uses dedicated intra-group service companies to support the administration of the Belgian business. The main objective for establishing the service companies is to enable staff to be deployed across all activities and entities within the Monument Re Group whilst achieving economies of scale within the Belgian operations. The

policies as at 31 December 2023) (the “AXA portfolio”). In order to guarantee a smooth transition between the insurer companies, MAB and AXA Belgium NV concluded a transitional outsourcing agreement, in which AXA Belgium NV continued with the policy... (“MIM”). ▪ MAB owns some shares in different companies following the Integrale portfolio transaction. The ownership structure of Monument in Belgium as at 31 December 2023 is set out in the following simplified

owns some shares in different companies following the Integrale portfolio transaction. 21 The ownership structure of Monument in Belgium as at 31 December 2025 is set out in the simplified chart below: A.1 (e) Position within the legal structure of...: ▪ Branch 21 products offered by Integrale, consisting of insurance products for companies, sector pension plans and products for individuals. These products were mostly sold directly by Integrale; ▪ Branch 21 products offered by Integrale in

by MonRe and 0.02% is owned by Bridge Strategic Holdings limited. ▪ MAB owns 99.99% of the shares in Monument Immo Management (“MIM”). ▪ MAB owns some shares in different companies following the Integrale portfolio transaction. The ownership structure