based

relating risks. The Remuneration Policy is based on a number of financial and non-financial criteria. These criteria focus on robust and effective risk management as well as balanced risk taking. This covers all types of risks, including ESG related..., MAB's investment policy provides specific limits for the assets held by the company. Our policy is based on the ESG rating established by MSCI and assigned to the various debt issuers. ▪ Conclusion This ESG briefing demonstrates our commitment to

............................................................................ 79 E.3 Use of the duration-based equity risk sub-module in the calculation of the Solvency Capital Requirement...; and ▪ Drive risk diversification and create capital synergies in line with the Monument Group strategy. Through a strategy of reinsurance and/or acquisition, the Monument Group looks to assume asset based risks within its risk appetite, and efficiently

duration-based equity risk sub-module in the calculation of the Solvency Capital Requirement ....................................................................................................................................... 74 E.4 Differences between... Monument Group looks to assume asset based risks within its risk appetite, and efficiently operate these businesses or portfolios. The focus includes two principal areas, namely: ▪ Acquisition of portfolios or insurers, primarily those in run-off and

Minimum Capital Requirement (MCR) ................... 78 E.3. Use of the duration-based equity risk sub-module in the calculation of the Solvency Capital Requirement... create capital synergies in line with the Monument Group strategy. Through a strategy of reinsurance and/or acquisition, the Monument Group looks to assume asset based risks within its risk appetite, and efficiently operate these businesses or

Capital Requirement (SCR) and Minimum Capital Requirement (MCR)over the reporting period ........................................................................... 81 E.3 Use of the duration-based equity risk sub-module in the calculation of the... and/or acquisition, the Monument Group looks to assume asset based risks within its risk appetite, and efficiently operate these businesses or portfolios. The focus includes two principal areas, namely: ▪ Acquisition of portfolios or insurers

Minimum Capital Requirement (MCR) ................. 79 E.3 Use of the duration-based equity risk sub-module in the calculation of the Solvency Capital Requirement... Monument Group looks to assume asset based risks within its risk appetite, and efficiently operate these businesses or portfolios. The focus includes two principal areas, namely: ▪ Acquisition of portfolios or insurers, primarily those in run-off and

extend to 30 years. 9 At the end of its retention period, which is based on the minimum retention periods required by applicable laws and regulations, we will take steps to review your personal data. We may continue to retain your personal data if we... have the right not to be subject to a decision based solely on automated automated decision- processing, except where permitted by law. making and profiling 11 10 CONTACT US If you have any questions, concerns and/or complaints about this notice or if

, risks and preferences into the product oversight and governance requirements for insurance undertakings and insurance distributors and into the rules on conduct of business and investment advice for insurance-based investment products. Monument Group... suppliers or selection may be based on personal or familial relationships;  A company’s remuneration structure drives the wrong behaviour resulting in a detrimental impact to MAB or its customers;  A company has terms and conditions that contain