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When is capital gains tax due?

When a life insurance policy is subject to capital gains tax, the tax is due as soon as a capital gain is realized upon surrender or upon the payment of the death benefit at the end of the policy term.If the policy is paid out following the death of the insured, the beneficiaries under the death benefit clause do not have to pay any capital gains tax on the realized gains. It goes without saying, however, that inheritance tax may still be due in accordance with applicable law.

privacy-notice-belgium-en-2026.pdf

and the ways in which we interact, including when you visit our websites. We may update this notice. We will notify you of any changes to this notice by posting an update on our websites. In specific situations where governed by applicable data... to applicable data protection laws and regulations. We do not process your personal data for purposes incompatible with those notified to you through this notice. Each processing operation is carried out on a single legal basis. We determine the

Conflict of Interest Policy

not be considered in isolation but as part of the overall governance framework. 1.3 Policy Scope 1.3.1 This Policy is applicable to the Belgian insurance company, i.e. Monument Assurance Belgium NV (“MAB”), as well as its service companies affiliated... Directors at least once a year. In the event of changes to applicable regulations and/or the nature, scale or complexity of the Company’s operations, more frequent review and updates may be required. 2.1.3 The Compliance Officer may, if he deems it useful

2021 SFCR Report

staff into Monument. Provided that the portfolio was officially acquired on 15 December 2021, the integration will be a primary attention point in 2022; and, ▪ The Work from Home Policy was applicable over 2021 in order to guarantee business continuity

2025 SFCR Report

Monument Assurance Belgium Solvency and Financial Condition Report at 31 December 2025 8 April 2026 MMoonumnumeenntt G Grrooup:up: P PUUBBLLIICC Table of Contents Samenvatting............................................................................................................................. 3 Executive Summary .................................................................................................................. 12 Business and Performance ....................................

2024 SFCR Report

Monument Assurance Belgium Solvency and Financial Condition Report at 31 December 2024 8 April 2025 MoMonumnumeennt Gt Grrooup:up: P PUUBBLILICC Table of Contents Samenvatting ............................................................................................................................... 5 Executive Summary .................................................................................................................... 13 A. Business and Performance ............................

2022 SFCR Report

. This change is also principally due to the aforementioned acquisition and subsequent reinsurance applicable on the whole balance sheet of the Company. The absolute MCR of € 66.5m increases by €9,2m compared to year-end 2021. The solvency ratio of

2023 SFCR Report

Monument Assurance Belgium Solvency and Financial Condition Report at 31 December 2023 8 April 2024 MMononuumentment GrGroouupp:: PUBPUBLICLIC Table of Contents Samenvatting............................................................................................................................. 5 Executive Summary .................................................................................................................. 13 A. Business and Performance ...................................