also

A 10% tax applies to capital gains realized upon surrender or maturity of certain life insurance policies. More specifically, the following policies are affected: Branch 21 savings insurance: for which the eight-year term has expired with death benefit coverage of at least 130% of the premiums paid Branch 23 investment insurance policies Investment insurance policies combining Branch 21 and Branch 23, also known as Branch 44. If a Branch 21 or 26 policy (capitalization transaction) is subject

out life insurance activity, whether or not linked to investment funds, with the exception of dowry and birth insurance (branch 21). In addition, permission was also granted to carry out the following activities: life, dowry and birth insurance in... Services SA ("MABS") on the basis of an outsourcing agreement. In addition, Integrale employees were also transferred to MABS, in order to keep their expertise to support the Belgian operations. ▪ On 20 December 2021, MAB signed a portfolio transfer

insurance (branch 21). In addition, permission was also granted to carry out the following activities: life, dowry and birth insurance in connection with investment funds (branch 23) and capitalization transactions (branch 26). In 2021, MAB was granted.... This evolution is in accordance with MAB’s desire to move to the target asset allocation, which will continue in 2026. On the liability side, the technical provisions were marked by the successful migration of the Contassur portfolio. We also note that

was also granted to carry out the following activities: life, dowry and birth insurance in connection with investment funds (branch 23) and capitalization transactions (branch 26). In 2021, MAB was granted a license for birth and marriage insurance... and Private Credit. The asset side of the balance sheet also shows a large position in reinsurance recoverables. These are the recoverables from the Intra Group Reinsurance. Further details of the Company’s valuation for Solvency Purposes are provided

the exception of dowry and birth insurance (branch 21). In addition, permission was also granted to carry out the following activities: life, dowry and birth insurance in connection with investment funds (branch 23) and capitalization transactions... bonds. The asset side of the balance sheet also shows a large position in reinsurance recoverables. These are the recoverables from the Intra Group Reinsurance. Further details of the Company’s valuation for Solvency Purposes are provided below in

linked to investment funds, with the exception of dowry and birth insurance (branch 21). In addition, permission was also granted to carry out the following activities: life, dowry and birth insurance in connection with investment funds (branch 23) and... environment led to losses recognition under Belgian accounting norm. ▪ The change in macro-economic environment also affected the appraisal of MAB’s participation into Monument Immo Management and imposed to book losses on derivative position held

as the Belgian Official Gazette and the Crossroads Bank of Enterprises, public-facing websites or professional networking platforms. • Automated collection We also collect and may allow third parties to automatically collect personal data about you... ; - sex life ; - sexual orientation ; - political views ; - trade union membership; and, - genetic and biometric data that are not related to your contract. We also do not collect information on criminal convictions and offences, except as part of our

......................................................................................21 Monument Group: INTERNAL 3 Introduction 1.1 Context 1.1.1 We expect our business activities to be conducted honestly, with integrity, and in good faith. We also expect that any interaction with our customers... consequences and the provided justification will also be included in its entirety in the annual report or in a document filed with the financial statements. 5.6.5 The minutes of the Board meeting shall be communicated to the statutory auditor. The latter

ethical conduct. Adopting strong governance practices not only protects the reputation of insurance companies, but also builds the confidence of customers, investors and regulators. The integration of ESG principles into the core business of insurance