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How and at what rate is the capital gains tax calculated?

The capital gains tax rate is 10%. Capital gains tax applies only to capital gains realized on or after January 1, 2026. Capital gains accrued before that date are exempt. For contracts entered into on or after January 1, 2026, the taxable capital gain is the positive difference between the paid-out capital and the total amount of premiums paid. For contracts entered into before January 1, 2026, the reserve as of December 31, 2025 (the “snapshot date”) serves as the reference value. In this

privacy-notice-belgium-en-2026.pdf

(including in our data collection systems or tools) comprising claims handling, monitoring of premium payments, informing customers, executing a specific customer request; - the conclusion of an agreement ; - pre-contractual steps taken after you have... principle be kept for up to 10 years after the end of the contractual relationship with the customer. For data relating to insurance, different periods may apply depending on the type of insurance. In the case of life insurance, this period may

2023 SFCR Report

complete over the course of the first half of 2024, after having obtained regulatory approval. In line with the growth of the Company, the Company continues to strengthen its system of governance. For instance regarding specialised committees, in line with

2024 SFCR Report

Monument Assurance Belgium Solvency and Financial Condition Report at 31 December 2024 8 April 2025 MoMonumnumeennt Gt Grrooup:up: P PUUBBLILICC Table of Contents Samenvatting ............................................................................................................................... 5 Executive Summary .................................................................................................................... 13 A. Business and Performance ............................

2022 SFCR Report

with a Belgian Insurance company for a life insurance book transaction. This transaction is envisaged to complete over the course of Q3 2023, after regulatory approval. In line with the growth of the Company, the Company has to continue to strengthen

2025 SFCR Report

Monument Assurance Belgium Solvency and Financial Condition Report at 31 December 2025 8 April 2026 MMoonumnumeenntt G Grrooup:up: P PUUBBLLIICC Table of Contents Samenvatting............................................................................................................................. 3 Executive Summary .................................................................................................................. 12 Business and Performance ....................................

2021 SFCR Report

Monument Assurance Belgium Solvency and Financial Condition Report st at 31 December 2021 30 March 2022 Monument Group: PUBLIC Table of Contents Samenvatting............................................................................................................................. 4 Executive Summary .................................................................................................................. 11 A. Business and Performance ...................................................

Conflict of Interest Policy

(s) implemented Level of Management after measures in place Managed Partially Managed Unmanaged / Risk Accepted Does it affect more than one entity / region? YES NO Date conflict began Does the conflict need to be declared to any other parties? (If so, to whom... by an outsourcing agreement, i.e. Monument Insurance European Services (“MIES”). For reasons of readability, they shall be referred to as “MAB” or “the Company” hereinafter in the document. 1.3.2 The principles set out in this Policy apply to all